I think one of the reasons are that the bad guys are changing with the new technology moves since most america is doing the same. The old fashion paper check is probably more secure now days than the electronic banking everyone seems to be doing. Also, with all the electronic banking, when was the last time we heard of someone getting their checks duplicated and ID theft from checks? I haven't seen it on the news for some time now. Hear about credit cards and electronic thefts. Don't hear any paper thefts as of lately, and I mean years.