I call them a "gimmick" insofar as they are beneficial to but a limited group of people while the GOP will tout their creation as some huge break through in providing healthcare access, substantial cost savings, or the prevention of medical related bankruptcies to the general public.
Not sure why you had to go political, but...
Was it a Democrat "gimmick" to start methadone clinics because it only benefitted a limited group of people?
And what is this "limited" group of people that benefits from HSA's?
Dude, anyone can get an HSA.
And btw, it is a huge break through in providing healthcare access. So many are just looking short term and not big picture.
Over time, if more people go to the low cost- High deductible plans and fund their HSA's, the cost of health plans could actually drop on the lower deductible plans to attract more people in them.
In the mean time, those that do fund their HSA's will have the money to stay in the lower cost plans with high deductibles , hence , making healthcare more accessible and prevent medical related BK's.