Nancy, cross-utilization is in the company's proposals right now, with the stipulation it can be implemented 48 months after signing at the company's discretion. 401k instead of DBP is also proposed for newhires. I happen to think the 401k is a better option for someone just starting a career.
MK
I agree.. Upon self help the company can implement based on their offer on the table. It doesn't have to be immediate. And, I agree about the 401K. That is the point I was trying to make with those who don't seem to understand about unilateral implementation.