Racer is delusional and wants to push the IAM healthcare. The AA plan is still extremely good by today’s standards for working Americans.
As for why someone may get a $30k bill...balance billing.
It’s becoming increasingly common that people go to an in-network facility but are treated by out of network providers. Anesthesiologists and EMS providers have long played games (because in their case it’s not advantageous to contract with health plans), but people go to an in network hospital ER and are operated by an out of network surgeon. Other possibility is Services not covered by insurance or perhaps an out of network emergency where the claim gets paid at in-network rates but because the provider isn’t contracted with your insurance goes after patient for difference.
These are major consumer affairs for health care that need to be addressed. But those of us who work and have insurance need to pay for those that skate by and are either uninsured and have no assets so their bills get written off or the 1/4 of our population on Medicaid who pay nothing and providers get reimbursed a fraction of the cost to treat these patients.
Josh
As for why someone may get a $30k bill...balance billing.
It’s becoming increasingly common that people go to an in-network facility but are treated by out of network providers. Anesthesiologists and EMS providers have long played games (because in their case it’s not advantageous to contract with health plans), but people go to an in network hospital ER and are operated by an out of network surgeon. Other possibility is Services not covered by insurance or perhaps an out of network emergency where the claim gets paid at in-network rates but because the provider isn’t contracted with your insurance goes after patient for difference.
These are major consumer affairs for health care that need to be addressed. But those of us who work and have insurance need to pay for those that skate by and are either uninsured and have no assets so their bills get written off or the 1/4 of our population on Medicaid who pay nothing and providers get reimbursed a fraction of the cost to treat these patients.
Josh