Bob Owens said:It was shameless the way they mailed us those STD policies right after taking away our 80 day IOD bank. I guess they had their eye on that for a while since nobody saw a need for STD when you had an 80 day IOD bank and you had to use up all your sick time before you could collect. Between the bank and sick time most had enough to get them to LTD, another TWU Insurance scam.[post="187596"][/post]