I should have seen it coming..

[Fly4Free]

Yikes!

And trash your credit rating for how long?

That would look terrible on a resume.

Actually, it's already trashed. Now if you had 750 credit and filed for bankruptcy, that would be just stupid. If you're already at the bottom there's no real loss.

I know you are in PHX, and I am in INT. In INT, there is the opportunity to work overtime for certain classifications (CSD, Preferred, etc). This work pays time and a half over 40 hours. There is also the opportunity to work shifts for someone else (basic RES classification) and that person will pay you a premium to work their shift. You get paid regular rate by the company(even for hours over 40), but that person pays you a premium to work a shift for them - anywhere from $6 - $10 an hour. People just put up a sign, and they are easy to find here. Ask around, they may have that in PHX

I work in Int'l vacations. We do have drop/pickup. Add hours were taken away from us before I got in the department because of abuse. (?)

 

[barbeetantrums]

Yikes!

And trash your credit rating for how long?

That would look terrible on a resume.

And why would anyone put something like BK on a resumé?

If you're credit is screwed then what's the difference? If huge corporations like US Airways, Northwest Airlines and Delta can file, why not Fly4Free and the rest of us? With BK, you can at least increase the cash flow and doing something that resembles having a life.

 

[noname]

Actually, it's already trashed. Now if you had 750 credit and filed for bankruptcy, that would be just stupid. If you're already at the bottom there's no real loss.
I work in Int'l vacations. We do have drop/pickup. Add hours were taken away from us before I got in the department because of abuse. (?)

Not being Res West I don't know when you will fall under the CWA contrat..but you can view the contract:
http://files.cwa-union.org/CwaNet/CWAContr...lAgreements.pdf
and do a search on swaps.
Good luck

 

[Fly4Free]

I came home to a note on my door today. They reversed the rent payments I made back to my account. They won't take my partial payments. (1/2 beginning of month 1/2 at end of month)

 

[AWAskyprincess]

I came home to a note on my door today. They reversed the rent payments I made back to my account. They won't take my partial payments. (1/2 beginning of month 1/2 at end of month)

What about waiting tables at say a place like TGIF or Applebee's...tips are great this time of year..My niece who is 16 works at Johney rockets and makes about 100.00 in 4 hrs ...great if you only want to work part time

 

[barbeetantrums]

Have you considered selling your automobile and using Valley Metro?

I'm still advocating BK. Once you start BK proceedings, your landlord can't evict you. You don't have to pay many debts for 90 days giving you time to build up cash. Another thing, if a debtor fails to file their paperwork stating they want their money, then you owe them nothing. They forget to do that alot! At least call a BK attorney and set up a time to chat. Do NOT give your business to credit counseling services. They are bogus and a rip-off.

 

[Travels2mch]

And why would anyone put something like BK on a resumé?

Many companies run credit reports on job applicants. I used to run a credit department and had access to credit reports. HR would borrow it all the time. In our business, they used it on any financial position, or any position they were recruiting for that had anything to do with money.

I've been out of the business for a while, but my first job was approving retail credit applications and if there was a BK in the last 10 years it was declined. I have friends who have filed (one owing me money and including me in the BK....nice friend). Anyway getting future credit was possible inside the 10 years, but usually at extremely high interest rates if you were able to find a lender willing to give you the loan.

 

[XUS]

In INT, there is a reputable non-profit organization called Consumer Credit Counseling Service. They are a wonderful organization of volunteers (and a small paid staff). They help individuals to understand credit and budgeting. They are professionals (sometimes retired financial types) who work with a person to develop a realistic budget, and then they work with the creditors to reduce payments, reduce interest rates, drop past late fees, etc. I believe they are a United Way agency. Perhaps there is a similar organization in PHX which could help you.

Do NOT give your business to credit counseling services. They are bogus and a rip-off.

 

[N965VJ]

Just about any large company would run a credit check on an applicant, I would imagine.

Also, how easy would it be to relocate for a job if you’ve filed for BK? Good luck finding a place to live without a cosigner.

 

[flyin2low]

My advice is to get out of the airlines and get out as fast as you can. Go find a similar job with a large health care organization. There is a bright future in this industry for senior care related areas.

 

[Geek]

I came home to a note on my door today. They reversed the rent payments I made back to my account. They won't take my partial payments. (1/2 beginning of month 1/2 at end of month)

Come talk to me at work. My son is looking for a roommate at Thomas/Scottsdale for a lot less than you are paying. Pets are welcome with a $100 non-refundable deposit. Plus I told you things maybe changing in our dept....
And no the EDS contract stands till next Summer....
Geek

 

[barbeetantrums]

Not sure anyone with career assprirations in IT would want their name associated with US Airways given their stellar performance with the web site to date.

I know if I saw US Airways IT on his resume he probably wouldn't get an interview much less a job offer.

I believe most of the new IT folks are recent graduates at University of Phoenix - a diploma mill. A guy at work graduated from that program. He refers to his computer tower as a "mainframe" and refuses to connect to the internet as he believes that microprocessors automatically send personal information to the government. It was a secret deal between the government and Intel and AMD. Yeah. :unsure:

 

[Fly4Free]

Just about any large company would run a credit check on an applicant, I would imagine.

Also, how easy would it be to relocate for a job if you’ve filed for BK? Good luck finding a place to live without a cosigner.

When I applied for US Airways, they do a credit check too. I deal with taking credit card numbers every day. I am about 2 years behind on my payments though.. which is due to unemployment and that's what ruined my credit. I want to hire a lawyer to get my landlord to accept my rent payment. That's what I want to do.

 

[hp_fa]

When I applied for US Airways, they do a credit check too. I deal with taking credit card numbers every day. I am about 2 years behind on my payments though.. which is due to unemployment and that's what ruined my credit. I want to hire a lawyer to get my landlord to accept my rent payment. That's what I want to do.

I was a legal assistant here in Phoenix before I worked for AWA. The airline was kind of a ease into retirement job for me. It worked, I retired.

Anyway, my recollection of Landlord/Tenent law is that a landlord is only required to accept payments made in compliance with the lease. Any actions outside the contents of the lease cannot be enforced. That said, if you really want to take the time and spend money to get a lawyers opinion I strongly suggest you start at the Maricopa County Bar Association. They have a Lawyer Referral Service where for a fee of $35.00 you can have a 30 minute consultation with a lawyer who practices the type of law involved in the question, in this case Landlord/Tenent. The advantage to you is that it costs only $35.00 for 30 minutes of a consultation and you should have a better idea of your legal position after that.

You can find their website at the link.

Maricopa County Bar Association's Lawyer Referral Service

 

[Fly4Free]

I was a legal assistant here in Phoenix before I worked for AWA. The airline was kind of a ease into retirement job for me. It worked, I retired.

Anyway, my recollection of Landlord/Tenent law is that a landlord is only required to accept payments made in compliance with the lease. Any actions outside the contents of the lease cannot be enforced. That said, if you really want to take the time and spend money to get a lawyers opinion I strongly suggest you start at the Maricopa County Bar Association. They have a Lawyer Referral Service where for a fee of $35.00 you can have a 30 minute consultation with a lawyer who practices the type of law involved in the question, in this case Landlord/Tenent. The advantage to you is that it costs only $35.00 for 30 minutes of a consultation and you should have a better idea of your legal position after that.

You can find their website at the link.

Maricopa County Bar Association's Lawyer Referral Service

Thanks for the link. Part of the benefits we get at work includes (if you elect it) legal service. Unfortuantely, I can't find out how to utilize it even though I pay ~20/mn for it.

I find it unfair that they will only accept full payment. I do not make $1000 or whatever it is they say I owe them in one paycheck.