You sure like to ask that question, in precisely those words, so I'm going to answer your precise question.USA320Pilot said:when would now be a good time to do that?
When would now be a good time? Well, is "now" a good time now? If it is not, then "now" will never be a good time. After all, if a good time comes around, it's no longer now...it's sometime later.
Thus, in answer to your question, now will never be a good time.