I know it is probably useless to answer back, but here goes. No none of those things will probably go down, but we can all make do with less. My father and mother immigrated to this country from a communist country with three children and no money. NOt once did we ever go on public assistance. Not once did I hear them cry about the bad deal life had dealt them. They made do without some of the luxurys others had and I never knew the differance. He worked two jobs cleaning schools as a janitor until the day he retired. He saved and scrimped and lives on a minimal income. He was grateful for what he did have and as Americans we have too much and want too much. Stuff happens...deal with it and give thanks!